| Type of Service |
In Network w/ referral |
Out of Network |
| Deductible |
|
| Individual |
None |
$100/cal year |
| Family |
None |
$200/cal year |
| Coinsurance |
None |
80/20 |
| Annual Out Of Pocket Max |
|
| Individual |
N/A |
$400 |
| Family |
N/A |
$1,200 |
| Lifetime Maximum |
N/A |
$1,000,000 |
| Primary/Preventive Care |
|
| PCP Office Visits |
$10 Copay |
Deductible & Coinsurance |
| Physical Exams |
$10 Copay |
100% (to a maximum of $150) |
| Routine WellBaby Care |
$10 Copay |
100% (to a maximum of $150) |
| Immunizations |
$10 Copay |
100% |
| Routine Eye Exams |
$15 Copay |
Not Covered |
| Eyeglasses/Contact Lenses |
$70 every 2 yrs plus discount |
Not Covered |
| Specialty Care |
|
| Office Visits |
$15 Copay |
Deductible & Coinsurance |
| Maternity Care |
$15 first visit, balance at 100% |
Hospital at 100%; doctor subject to deductible & Coinsurance |
| X-Rays and Lab Tests |
$15 Copay |
100% |
| Speech Therapy |
$15 Copay (60 visits per consecutive day period per illness or injury) |
100% |
| Physical Therapy |
$15 Copay (60 visits per consecutive day period per illness or injury) |
100% |
| Chiropractic |
$15 Copay (max 20 visits) |
100% |
| Hospice |
100% |
100% |
| Durable Medical Equipment |
Deductible & Coinsurance |
Deductible & Coinsurance |
| Radiation/Chemotherapy Outpatient |
100% |
100% |
| Inpatient Services |
|
| Hospital Inpatient |
100% |
100% |
| Skilled Nursing Facility |
100% |
100% |
| Surgery and Anesthesia |
|
| Preadmission Testing |
100% |
100% |
| Physician Charges |
100% |
100% |
| Alcohol Dependency Treatment |
|
| Inpatient |
100% |
100% |
| Outpatient |
Office visit copay |
Deductible & Coinsurance |
| Inpatient Drug Dependency Treatment |
|
| Detoxification |
100% |
100% (max 7 days) |
| Inpatient Rehab |
100% (30 days) |
100% (30 days) |
| Outpatient Rehab |
$15 Copay (60 visits) |
Deductible & Coinsurance (30 visits) |
| Outpatient Drug Dependency Treatment |
|
| Outpatient |
$15 Copay (60 visits) |
Deductible & Coinsurance (30 visits) |
| Mental Health Treatment |
|
| Inpatient Treatment |
100% (35 days) |
100% (21 days) |
| Outpatient Treatment |
$25 Co-pay (20 visits) |
Deductible & Coinsurance |
| Emergency Care |
|
| Emergency Room |
$35 Copay |
$35 Copay |